If a purchase is ever charged back, the account is forfeit. However, Steam for one has a zero chargeback clause. The service that issued the key then revokes it and you lose access to the game. So you go on a site and pay a fraction of the cost of the game for a stolen code, you get the game, you download it, you play it, all's well and good right? Well, when the owner of the credit card that was used to buy your code gets their affairs in order, all those fraudulent purchases are charged back. Some cheap keys are volume license, but a lot of them - though this is mostly a gaming thing - are bought with stolen credit cards. That does not legitimise your purchase by any means, it just makes you a POS for contributing to the problem. Paying someone to steal something for you is functionally the same as stealing it yourself, except you're out some money. No, they're not legit, and this hasn't changed since the last time someone asked.
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